Nonfiction ebooks

Thinking about buying a home or refinancing a mortgage? This ebook provides easy to understand, yet detailed FAQs and information about how to get a mortgage to buy a home or refinance an exisitng home loan. Learn about the mortgage loan process and get answers to specific questions about real estate financing.

Regarding a home purchase, there are many online calculator tools that can give you a general idea of the home price range that you can afford, but did you know that real estate agents and home sellers place more value on a pre-approved buyer's purchase offer when compared to the same price offer from a buyer who has not been pre-approved by a mortgage lender?

Before you refinance your home, it is important to know how the home refinancing process works, what questions to ask mortgage lenders, how to research the available loan options, and determine whether or not mortgage refinancing will provide a financial benefit to justify the time, effort and expense involved in the process.

Never Forsaken: A Testimony Collection consists of first-hand accounts from Christians with transformed lives. These true-life short stories include personal experiences by unpaid authors with nothing but the desire to share the truth of what happened to them with you so you can also know the power of God. The testimonies are categorized into three sections. Testimonies of being set free from addiction and sin appear in the "Freedom" section like one amazing story from a drug addict turned pastor. Read about miraculous physical healings in the section called "Healing" like an incredible recovery from multiple gunshot wounds. The "Salvation" section communicates the story of a Hindu woman who turned into a Christian and an atheist who became a Christian after supernatural spiritual encounters. This book is for Christians and Non-Christians who are curious about what God is doing in the lives of His people today. It will increase your faith in God's love for you and others.     

Forty-five years ago I was drafted into the U.S. Army during my sophomore year at the University of California at Irvine, despite earning good grades. The draft board ruled that my Social Science major wasn't essential to the war effort. After completing Basic Training, I attended Military Police School at Fort Gordon, Georgia, for twelve weeks. Following graduation, I was sent to the 534th Military Police Company at Fort Clayton in the Panama Canal Zone. My duties were to eliminate communist insurgents infiltrating the border, maintain discipline, and enforce the Uniform Code of Military Justice.

This is a non-fiction account of my 18 month tour of duty. At 19 years old I was given almost unlimited authority. As long as the Provost Marshal judged my actions to be in the best interests of the U.S. Army, I could get away with murder.

I have PTSD. This book was my effort to dredge up incidents that were buried dep in my subconcious and restore my sanity.                                                                                                                                                  ... Click here to read the full description!

This 'educational and reference' eBook describes some of the events and concepts that are connected with the celebration of the Halloween Seasonal Festival:

Halloween is an annual celebration observed by western Christians and many Non-Christians around the world on 31 October.

• When spelled properly it looks like this:

           Hallow-e'en.

• Halloween is the shortened version of:

           All Hollow-Evening.

It was The Druids who invented the first Halloween celebration. They were an order of Celtic Sorcerers.

Learn more about the traditional celebrations of Halloween: 

• Do you know the traditional colours?

Read about the fun of dressing-up in a Halloween Costume!

• You could be a scary Ghost, a frightening Monster, an amusing Skelton or Devil, or even a wicked Witch!

Learn more about some of the traditional games, enjoyed by many on this special day.

The Vesatile Pumpkin:

• It's fun carving a Pumpkin. Learn about choosing the best one! Read tips about the carving-process, and make your own, impresive, Jack O' Lantern!

Having a Halloween Party?

• How about making Pumpkin soup?
• How about making Pumpkin cake?

This book includes a 'tried-and-tested receipe for both of them.

But,

Today, more than ever, we need watch our budget to save money at the grocery store! Appetizing and nutritious food is also high on the list for our families. These days everyone’s budget is limited and eating healthy is at a much higher cost. With just a few changes you have wholesome comfort foods - with a healthy twist!

If you want some great cheap easy meals to help you reduce your high grocery bills and minimize the junk food, check out this recipe book! It's filled with inexpensive healthy recipes!

The recipes are mouthwatering and satisfying and the book is filled with tips to save you money and helpful hints on healthy food & cooking. Some of the categories included are: pastas, one dish dinners, entrees, slow cookers, salads and tempting desserts.

(Fly Fishing, Trolling, Casting, Lures, Fishing Book, Fishing Basics, ... Salmon Fishing, Trout Fishing, Angler)

Every year, more and more enthusiasts embark on the practice of fly fishing to help them acquire more game fish. While some of these people simply to do this for fun, others are competitive enough to take part in fly fishing competitions.

It is not a surprise if you want to take part in the latter. After all, fly fishing is a challenging sport with high rates of fulfillment. At first, everything will be truly difficult or you until such time that you come to master all the essential techniques that you will need to use out there.

Fortunately, this book can help you go through that tricky more easily than you imagine. The book can do this by supplying you with the most important pieces of information that you will need to emerge successful in the field of fly fishing. As soon as you obtain mastery of the basic aspects of this sport, the rest will come easily to you.

You will be provided with all the steps and strategies to the essential equipment needed for fishing along with the techniques of fly fishing, trolling and casting. Get your copy today and start catching what you fish for!!

A Cure for Compulsive Shopping and Spending to Free Yourself from Addiction!

The book "the shopping addiction"  is  a  book that gives  the idea of mutual connection of trade  and  socialism.shopping is the common  phenomenon of  developing countries.  Now-a-days, people  sometimes  go to  different shopping  malls.  there  prevails both social and trade. it has multipurposes.  in the time of globalization,people deal with different facts.  they do different import and export business. shopping is the reflection of these  economical terms. the multinational countries serves different international products to different corners of the world. shopping also has a  great impact on  women.  female go for shopping,  like  shopping anytime, anywhere. thus shopping addiction may create different ways of positive or negative effects.hence people, specially women go for shopping to give gifts for their dearest ones. a lovely gift can make someone smile.   

Ruby Side Thompson and ordinary woman living in London during World War ll. This diary is volume ! in series of 4. It encompass's 1939 and 1840. It is her diary written in her own words and is authentic.

This is important documentation and will have appeal to those who are interested in the effect war has on the average citizen. 

"Friday 9-1-1939 - War started today. After another week of lies and duplicity, Hitler launched into actual warfare this morning."

So begins the diary of my great grandmother Ruby Side Thompson, a middle aged Londoner in a very dissatisying marriage who lived through the blitz and recorded it in daily entries in her diary. She writes about the horrors and bombings and raids that occured every day. Her diary was a place to release her frustrations both with the war and her marriage. 

 This is very heady stuff for history buffs to read what happened written by someone actually there. Her point of view is often politically incorrect and meant for just herself. 

In the Cleft Joy comes in the Mourning is a poignant memoir about loss, hope and faith even during the worst of tragedies.  Dana Goodman does not gloss over the devastating journey of losing three of her family members to cancer:  Her husband, son and mother-in-law.  

In the Cleft is a story beyond grief, as Dana shares the goodness and sweetness of God through the times in the deepest, darkest valleys.

Time and time again she describes how God's love met her during her messiest times.  Torrents of heartache crashed in on her family every day, wave upon wave of debilitating bad news. Yet, she held onto hope and never let go.

Through her journey, she discovers that in the broken moments of our lives, seeds are planted in the very rich soil of God's kindness and when those seeds are showered with his love they bear much fruit and multiply.  Just when Dana thought nothing could grow in the barren waste of broken dreams, seeds began to grow into beautiful plans of love and hope.  Her prayer is that the seeds from her family's journey are implanted into other's hearts so that when they walk through the valley of sorrows, they can be assured that even the most painful journey can be transformed into a love story.

Do you like mysteries?  Spooky stories?  This ebook is a collection of 72 true account short stories involving miracle and near-death experiences, guardian angels, the paranormal, the unexplained, dreams, premonitions, psychic experiences, the bizarre and legends.  The stories take place in Oklahoma, Texas, Kansas and Arkansas.  There is also a story and photographs witnessing a bizarre ceremony in Kuala Lumpur, Malaysia.  These are interviews I conducted over a two year period from individuals of all ages.  The book also contains amazing photographs captured by various people.  Some of the stories have the names of the individual and some of the stories have only their initials.  A few requested that they remain anonymous.  The miracle and near-death experiences are intense testimonies of what they experienced before, during and after death.  There are several haunted house, ghost stories and just plain creepy tales.  Prepare to step into the world of the unknown.