<p><strong>Your Manual to Debt Relief</strong> <br /><br />Is there a way to get out of debt without getting a second job or having to increase your work load? Can the average Joe or Jane pay off their bills in a short period time? What about that mortgage or car payment? Could you pay those off as well? <br /><br />If you thought the answer was NO, you'd be wrong. The answer is YES!!! <br /><br />You may not be able to dine on champagne and caviar and it will require some discipline but you can do it without having to cut out all of your fun and extra-curricular activities. <br /><br />All you need is education, and "<strong>Your Manual to Debt Relief</strong>" is just what the credit doctor ordered! The first thing you need is a plan and then the discipline to stick to the plan. <br /><br />It's not that difficult and is actually pretty simple. Anyone can do it and you can get started right away! There are actually only three things you need to get started: <br /><br />1. Know how much you take home each month <br />2. Know how much you owe and what are the monthly payments <br />3. Your own copy of "<strong>Your Manual to Debt Relief</strong>" <br /><br />You have probably heard the phrase, "bad things happen to good people." Every year there are more good people who experience bad things especially where it concerns finances. <br /><br />Many young adults graduate from school facing massive debt in student loans, not to mention the normal expenses incurred in just living